:root {
  --navy: #202923;
  --navy-2: #163e32;
  --ink: #202923;
  --mint: #dfeaaf;
  --mint-2: #287453;
  --gold: #dfeaaf;
  --bg: #f5f4ef;
  --card: #ffffff;
  --muted: #646c63;
  --line: #e1e4db;
  --danger: #e24b4b;
  --ok: #128b63;
  --shadow: 0 6px 24px rgba(32, 41, 35, .035);
  --radius: 22px;
  --font: "Manrope", "Segoe UI", system-ui, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
.container { width: min(1180px, calc(100% - 32px)); margin: 0 auto; }
.skip { position: absolute; left: -999px; }
.skip:focus { left: 12px; top: 12px; background: #fff; padding: 8px 12px; z-index: 40; }

/* Header */
.topbar {
  position: sticky; top: 0; z-index: 30;
  background: rgba(255,255,255,.94);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(228,234,242,.9);
}
.topbar__meta {
  background: var(--navy);
  color: rgba(255,255,255,.82);
  font-size: 13px;
}
.topbar__meta-row {
  display: flex; align-items: center; gap: 22px;
  min-height: 38px;
}
.topbar__hours { margin-left: 0; opacity: .75; white-space: nowrap; }
.city-btn {
  border: 0; background: transparent; color: #fff;
  padding: 0; display: inline-flex; gap: 6px; align-items: center;
  cursor: pointer; font-weight: 700; font-size: 13px;
}
.city-btn:hover { color: var(--mint); }
.phone-link {
  margin-left: auto; order: 2; text-align: right;
  display: flex; flex-direction: column; line-height: 1.15;
  color: #fff; white-space: nowrap;
}
.phone-link small { font-size: 10px; font-weight: 600; opacity: .55; letter-spacing: .3px; text-transform: uppercase; }
.phone-link b { font-size: 14px; letter-spacing: -.2px; }
.phone-link:hover b { color: var(--mint); }
.topbar__row {
  display: flex; align-items: center; gap: 28px;
  min-height: 72px;
}
.logo { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 22px; letter-spacing: -.7px; color: var(--navy); white-space: nowrap; }
.logo img, .logo svg { width: 40px; height: 40px; flex-shrink: 0; }
.logo b { color: var(--mint-2); font-weight: 800; }
.nav {
  display: flex; align-items: center; gap: 6px;
  margin-left: auto;
}
.nav > a, .nav__btn {
  color: var(--ink); font-weight: 700; font-size: 14px;
  padding: 8px 12px; border-radius: 999px; white-space: nowrap;
  background: transparent; border: 0; cursor: pointer;
}
.nav > a:hover, .nav__btn:hover,
.nav > a.is-active, .nav__btn.is-active {
  background: #eef6f2; color: var(--navy);
}
.nav__btn { display: inline-flex; align-items: center; gap: 6px; }
.nav__btn::after {
  content: ""; width: 6px; height: 6px;
  border-right: 1.6px solid currentColor; border-bottom: 1.6px solid currentColor;
  transform: translateY(-1px) rotate(45deg);
}
.nav__drop { position: relative; }
.nav__menu {
  display: none; position: absolute; top: calc(100% + 8px); left: 0;
  min-width: 220px; padding: 8px; background: #fff;
  border-radius: 16px; box-shadow: 0 16px 40px rgba(7,21,37,.16);
  border: 1px solid var(--line);
}
.nav__menu a {
  display: block; padding: 10px 12px; border-radius: 10px;
  font-weight: 700; font-size: 14px; color: var(--ink);
}
.nav__menu a:hover, .nav__menu a.is-active { background: #eef6f2; color: var(--navy); }
.nav__drop:hover .nav__menu, .nav__drop:focus-within .nav__menu, .nav__drop.is-open .nav__menu { display: block; }
.topbar__right { display: flex; align-items: center; gap: 10px; }
.topbar__cta { white-space: nowrap; padding: 12px 18px; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  border: 0; cursor: pointer; border-radius: 14px; font-weight: 800;
  padding: 14px 20px; transition: .2s transform, .2s filter;
}
.btn:hover { transform: translateY(-1px); filter: brightness(1.03); }
.btn-primary { background: var(--gold); color: var(--navy); }
.btn-mint { background: var(--mint); color: var(--navy); }
.btn-dark { background: var(--navy); color: #fff; }
.btn-ghost { background: transparent; border: 1px solid var(--line); color: var(--ink); }
.btn-block { width: 100%; }
.burger {
  display: none; width: 42px; height: 42px; border: 0; background: var(--navy);
  border-radius: 12px; padding: 11px 10px; flex-direction: column; justify-content: space-between;
}
.burger span { display: block; height: 2px; background: #fff; border-radius: 2px; }

/* Hero */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(900px 420px at 85% -10%, rgba(30,224,160,.18), transparent 50%),
    radial-gradient(700px 380px at 10% 110%, rgba(244,193,78,.14), transparent 45%),
    linear-gradient(160deg, #071525 0%, #0d2a4d 55%, #0a1c33 100%);
  color: #fff; padding: 56px 0 72px;
}
.hero::before {
  content: ""; position: absolute; inset: 0;
  background-image: linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size: 42px 42px; mask-image: linear-gradient(#000, transparent 85%);
}
.hero .container { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: 36px; align-items: center; }
.eyebrow {
  display: inline-flex; gap: 8px; align-items: center;
  background: rgba(30,224,160,.12); color: var(--mint); border: 1px solid rgba(30,224,160,.28);
  padding: 6px 12px; border-radius: 999px; font-size: 12px; font-weight: 700; letter-spacing: .4px;
  text-transform: uppercase;
}
.hero h1 { font-size: clamp(32px, 5vw, 56px); line-height: 1.08; margin: 16px 0 14px; letter-spacing: -1.2px; }
.hero h1 span { color: var(--mint); }
.lead { color: rgba(255,255,255,.78); font-size: 18px; max-width: 540px; }
.hero-points { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin: 22px 0 0; padding: 0; list-style: none; }
.hero-points li { display: flex; gap: 8px; align-items: center; font-weight: 600; font-size: 14px; color: rgba(255,255,255,.9); }
.hero-points li::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--mint); box-shadow: 0 0 0 4px rgba(30,224,160,.18); }

.calc {
  background: #fff; color: var(--ink); border-radius: 28px; padding: 22px;
  box-shadow: 0 30px 80px rgba(0,0,0,.28);
}
.calc h2 { margin: 0 0 16px; font-size: 22px; }
.calc label { display: flex; justify-content: space-between; font-weight: 700; font-size: 13px; margin-bottom: 8px; }
.calc input[type=range] { width: 100%; accent-color: var(--mint-2); }
.calc-sum { font-size: 28px; font-weight: 800; letter-spacing: -.6px; }
.calc-meta { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 16px 0; }
.calc-box { background: var(--bg); border-radius: 16px; padding: 12px 14px; }
.calc-box small { color: var(--muted); display: block; }
.calc-box b { font-size: 20px; }
.form-row { display: grid; gap: 10px; margin-top: 8px; }
.form-row input, .form-row select, .field input, .field select, .field textarea {
  width: 100%; border: 1px solid var(--line); border-radius: 12px; padding: 12px 14px; background: #fff;
}
.agree { display: flex; gap: 8px; align-items: flex-start; font-size: 12px; color: var(--muted); }
.agree a { color: var(--navy); text-decoration: underline; }
.form-msg { margin-top: 10px; font-weight: 700; font-size: 14px; }
.form-msg.ok { color: var(--ok); }
.form-msg.err { color: var(--danger); }

.marquee {
  overflow: hidden; border-bottom: 1px solid var(--line); background: #fff;
}
.marquee__track { display: flex; gap: 28px; padding: 14px 0; animation: slide 32s linear infinite; white-space: nowrap; }
.marquee a { color: var(--muted); font-weight: 700; font-size: 13px; }
@keyframes slide { from { transform: translateX(0); } to { transform: translateX(-50%); } }

.section { padding: 72px 0; }
.section h2 { font-size: clamp(26px, 3vw, 38px); letter-spacing: -.6px; margin: 0 0 12px; }
.sub { color: var(--muted); max-width: 640px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 28px; }
.card {
  background: var(--card); border-radius: var(--radius); padding: 22px;
  box-shadow: var(--shadow); border: 1px solid rgba(255,255,255,.7);
}
.card h3 { margin: 0 0 8px; font-size: 18px; }
.ico {
  width: 46px; height: 46px; border-radius: 14px; display: grid; place-items: center;
  background: rgba(30,224,160,.14); color: var(--ok); font-weight: 800; margin-bottom: 14px;
}
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 28px; counter-reset: step; }
.step { position: relative; background: #fff; border-radius: var(--radius); padding: 24px; box-shadow: var(--shadow); }
.step::before {
  counter-increment: step; content: counter(step);
  width: 36px; height: 36px; border-radius: 12px; background: var(--navy); color: var(--mint);
  display: grid; place-items: center; font-weight: 800; margin-bottom: 12px;
}

.req { display: grid; grid-template-columns: 1.1fr .9fr; gap: 22px; }
.req ul { margin: 10px 0 0; padding-left: 18px; color: var(--muted); }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.chip { background: var(--bg); border-radius: 999px; padding: 8px 12px; font-size: 13px; font-weight: 700; }
a.chip:hover { background: #e7ecd9; color: #163e32; text-decoration: underline; text-underline-offset: 3px; }

.reviews { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.review { background: #fff; border-radius: 20px; padding: 18px; box-shadow: var(--shadow); min-height: 180px; }
.stars { color: var(--gold); letter-spacing: 2px; }
.review p { color: var(--muted); font-size: 14px; }
.review b { display: block; margin-top: 10px; }

.faq details { background: #fff; border-radius: 16px; padding: 4px 18px; margin-bottom: 10px; box-shadow: var(--shadow); }
.faq summary { cursor: pointer; font-weight: 800; padding: 14px 0; }
.faq details p { margin: 0 0 14px; color: var(--muted); }

.geo-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; margin-top: 18px; }
.geo-link {
  background: #fff; border-radius: 14px; padding: 14px 16px; font-weight: 700;
  border: 1px solid var(--line);
}
.geo-link:hover { border-color: var(--mint); color: var(--navy); }
.geo-link small { display: block; color: var(--muted); font-weight: 600; }

.breadcrumbs { display: flex; flex-wrap: wrap; gap: 8px; color: var(--muted); font-size: 13px; margin-bottom: 18px; }
.breadcrumbs a { color: var(--muted); }
.hero .breadcrumbs, .hero .breadcrumbs a { color: rgba(255,255,255,.7); }
.page-hero { padding: 36px 0 10px; }
.page-hero h1 { font-size: clamp(28px, 4vw, 44px); letter-spacing: -.8px; margin: 0 0 10px; }
.content { background: #fff; border-radius: 24px; padding: 28px; box-shadow: var(--shadow); }
.content h2, .content h3 { letter-spacing: -.3px; }
.content p, .content li { color: #334155; }
.prose { max-width: 78ch; }

.cta-band {
  background: linear-gradient(135deg, var(--navy), #15406e);
  color: #fff; border-radius: 28px; padding: 32px; display: flex; justify-content: space-between; align-items: center; gap: 16px;
}
.search {
  display: flex; gap: 8px; margin: 18px 0 8px;
}
.search input { flex: 1; border: 1px solid var(--line); border-radius: 14px; padding: 12px 14px; background: #fff; }

.footer { background: var(--navy); color: rgba(255,255,255,.78); padding: 48px 0 24px; margin-top: 40px; }
.footer a { color: #fff; }
.footer__grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr 1fr; gap: 24px; }
.footer h4 { color: #fff; margin: 0 0 12px; }
.footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.footer small, .disclaimer { display: block; color: rgba(255,255,255,.55); font-size: 12px; line-height: 1.5; margin-top: 18px; }
.city-modal {
  position: fixed; inset: 0; background: rgba(7,21,37,.55); display: none; place-items: center; z-index: 50; padding: 20px;
}
.city-modal.is-open { display: grid; }
.city-modal__box { background: #fff; width: min(720px, 100%); border-radius: 24px; padding: 22px; max-height: 80vh; overflow: auto; }
.city-modal__list { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin-top: 12px; }

.alert { padding: 12px 14px; border-radius: 12px; margin: 12px 0; font-weight: 700; }
.alert-error { background: #ffe8e8; color: #9b1c1c; }
.alert-ok { background: #e5fbf2; color: #0d6b4a; }

@media (max-width: 1100px) {
  .topbar__hours { display: none; }
  .nav { gap: 2px; }
  .nav > a, .nav__btn { padding: 8px 10px; }
}
@media (max-width: 980px) {
  .hero .container, .req, .footer__grid, .grid-3, .grid-4, .steps, .reviews, .geo-grid, .city-modal__list { grid-template-columns: 1fr 1fr; }
  .nav {
    display: none; position: absolute; left: 0; right: 0; top: 100%;
    flex-direction: column; align-items: stretch; gap: 4px;
    background: #fff; padding: 12px 16px 18px; border-bottom: 1px solid var(--line);
    box-shadow: 0 18px 30px rgba(7,21,37,.08);
  }
  .nav.is-open { display: flex; }
  .nav__menu { position: static; display: none; box-shadow: none; border: 0; padding: 0 0 0 8px; }
  .nav__drop.is-open .nav__menu, .nav.is-open .nav__drop.is-open .nav__menu { display: block; }
  .burger { display: flex; }
  .cta-band { flex-direction: column; align-items: flex-start; }
  .topbar__row { position: relative; gap: 12px; }
  .topbar__cta { display: none; }
}
@media (max-width: 720px) {
  .hero .container, .hero-points, .calc-meta, .req, .footer__grid, .grid-3, .grid-4, .steps, .reviews, .geo-grid, .city-modal__list { grid-template-columns: 1fr; }
}

/* Light editorial theme */
.topbar { background: rgba(255,255,252,.97); border-color: var(--line); }
.topbar__meta { background: #eef0e8; color: var(--muted); }
.city-btn, .phone-link { color: var(--ink); }
.city-btn:hover, .phone-link:hover b { color: var(--mint-2); }
.phone-link small { opacity: 1; color: var(--muted); }
.topbar__hours { opacity: 1; }
.topbar__row { min-height: 88px; gap: 22px; }
.logo img { width: 46px; height: 46px; }
.logo__word { font-size: 25px; line-height: 1.1; letter-spacing: -1px; }
.logo__word small { display: block; margin-top: 6px; font-size: 10px; font-weight: 500; letter-spacing: .3px; color: var(--muted); }
.logo b { color: var(--navy); }
.nav__btn::after { display: none; }
.topbar__cta { background: #163e32; color: #fff; }
.hero { background: var(--bg); color: var(--ink); padding: 44px 0 48px; border-bottom: 1px solid var(--line); }
.hero::before { display: none; }
.hero .container { grid-template-columns: 1.14fr .86fr; gap: 64px; align-items: center; }
.hero h1 { font-size: clamp(32px, 4vw, 50px); letter-spacing: -1.8px; line-height: 1.1; max-width: 650px; margin: 20px 0 18px; }
.hero h1 span { color: #287453; }
.eyebrow { border: 0; padding: 0; border-radius: 0; background: none; color: #41684e; font-size: 11px; letter-spacing: 1.7px; }
.lead { color: var(--muted); font-size: 16px; line-height: 1.7; }
.hero-points { gap: 12px 18px; margin-top: 22px; }
.hero-points li { color: var(--ink); font-size: 12px; align-items: flex-start; }
.hero-points li::before { width: 4px; height: 15px; border-radius: 2px; background: #91ad73; box-shadow: none; flex-shrink: 0; margin-top: 2px; }
.hero__visual { width: 100%; height: 280px; object-fit: contain; object-position: center 56%; mix-blend-mode: multiply; margin: 16px 0 -12px; border-radius: 18px; }
.calc { padding: 28px; border: 1px solid #dce1d6; border-radius: 24px; box-shadow: 0 16px 40px rgba(35,49,30,.065); scroll-margin-top: 145px; }
.calc h2 { font-size: 22px; margin-bottom: 24px; letter-spacing: -.6px; }
.calc label { align-items: center; }
.calc input[type=range] { margin: 4px 0 20px; cursor: pointer; }
.calc-sum { font-size: 26px; font-variant-numeric: tabular-nums; }
.calc-meta { margin: 2px 0 20px; gap: 10px; }
.calc-box { background: #f3f5ee; padding: 14px; border-radius: 12px; }
.calc-box small { font-size: 11px; }
.calc-box b { font-size: 20px; font-variant-numeric: tabular-nums; }
.form-row input { background: #fdfdfa; padding: 13px 14px; }
.calc label.agree { align-items: flex-start; justify-content: flex-start; font-size: 11px; font-weight: 400; line-height: 1.5; }
.agree input { flex-shrink: 0; margin-top: 3px; accent-color: #287453; }
.btn { border-radius: 10px; }
.calc .btn-primary { padding: 16px; }
.section { padding: 60px 0; }
.section h2 { font-size: clamp(25px,3vw,34px); letter-spacing: -1px; }
.card, .step, .review { border: 1px solid var(--line); padding: 26px; }
.card p, .step p { color: var(--muted); font-size: 14px; line-height: 1.75; }
.ico { background: none; color: #52704a; width: auto; height: auto; display: block; font-size: 12px; letter-spacing: 2px; margin-bottom: 24px; }
.step::before { background: #eaf0dd; color: #41684e; }
.marquee__track { animation: none; padding: 16px 0; justify-content: center; }
.marquee { background: #fafbf7; }
.faq details { box-shadow: none; border: 1px solid var(--line); }
.faq summary { list-style: none; display: flex; align-items: center; gap: 18px; justify-content: space-between; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: ''; width: 12px; height: 12px; flex-shrink: 0; background: linear-gradient(#41684e,#41684e) center/12px 2px no-repeat, linear-gradient(#41684e,#41684e) center/2px 12px no-repeat; }
.faq details[open] summary::after { background-size: 12px 2px, 0 0; }
.cta-band { background: #e7ecd9; color: var(--ink); border-radius: 20px; }
.cta-band .btn-primary { background: #163e32; color: #fff; }
.footer { background: #202923; }
.footer .logo b { color: #fff; }
.hero .breadcrumbs, .hero .breadcrumbs a { color: var(--muted); }
:focus-visible { outline: 3px solid #648c4b; outline-offset: 4px; }
@media (max-width: 1100px) { .topbar__row { gap: 12px; } .nav > a, .nav__btn { padding: 8px; font-size: 13px; } .hero .container { gap: 30px; } }
@media (max-width: 980px) { .topbar__right { margin-left: auto; } .hero .container { grid-template-columns: 1fr 1fr; gap: 24px; } .calc { padding: 22px; } .hero h1 { font-size: 38px; } .hero-points { grid-template-columns: 1fr; } .hero__visual { height: 210px; } }
@media (max-width: 720px) { .topbar__row { min-height: 74px; } .hero { padding: 30px 0 36px; } .hero .container { grid-template-columns: 1fr; gap: 28px; } .hero h1 { font-size: clamp(32px,8.5vw,44px); letter-spacing: -1.2px; } .hero-points { grid-template-columns: 1fr 1fr; gap: 12px; } .hero__visual { height: 220px; margin-bottom: -16px; } .calc-meta { grid-template-columns: 1fr 1fr; } .section { padding: 38px 0; } .card, .step, .review { padding: 22px; } .logo__word { font-size: 23px; } .topbar__meta-row { justify-content: space-between; } .calc { scroll-margin-top: 126px; } }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { animation: none !important; transition: none !important; } }


.nav__menu { top: 100%; min-width: 310px; }
.nav__menu a { white-space: normal; }
.region-section { padding: 44px 0; background: #fafbf7; border-bottom: 1px solid var(--line); }
.region-layout { display: grid; grid-template-columns: 280px 1fr; align-items: center; gap: 44px; }
.region-copy h2 { font-size: 32px; line-height: 1.15; letter-spacing: -1px; margin: 16px 0; }
.region-copy p { font-size: 14px; }
.region-copy label { display: block; font-size: 12px; font-weight: 700; margin: 22px 0 8px; }
.region-copy select { width: 100%; padding: 12px; border: 1px solid var(--line); border-radius: 10px; background: #fff; color: var(--ink); }
.region-all { display: inline-block; margin-top: 16px; text-decoration: underline; text-underline-offset: 4px; font-size: 13px; }
.region-map { position: relative; width: 100%; }
.region-map > img { width: 100%; height: auto; }
.region-point { position: absolute; width: 30px; height: 30px; transform: translate(-50%,-50%); display: grid; place-items: center; border-radius: 50%; }
.region-point::before { content: ''; width: 8px; height: 8px; background: #287453; border: 2px solid #fff; border-radius: 50%; box-shadow: 0 0 0 4px #28745320; }
.region-point span { display: none; position: absolute; bottom: 100%; left: 50%; transform: translateX(-50%); white-space: nowrap; padding: 7px 10px; border-radius: 7px; background: #163e32; color: #fff; font-size: 11px; }
.region-point:hover, .region-point:focus { z-index: 2; }
.region-point:hover span, .region-point:focus span { display: block; }
.region-point:hover::before { background: #163e32; box-shadow: 0 0 0 7px #28745325; }
.service-card { display: flex; flex-direction: column; justify-content: space-between; min-height: 165px; gap: 24px; }
.service-card:hover, .service-card.is-current { border-color: #719767; background: #edf2e2; }
.service-card span { font-size: 12px; color: #52704a; }
.service-layout { display: grid; grid-template-columns: 1.2fr 1fr; gap: 28px; align-items: start; }
.calc-note { font-size: 12px; color: var(--muted); }
.hero-home .hero-copy { align-self: stretch; min-height: 630px; padding-top: 22px; background: linear-gradient(180deg,#f5f4ef 0%,rgba(245,244,239,.97) 29%,rgba(245,244,239,.86) 47%,rgba(245,244,239,0) 68%),url('../img/hero-car-cash.webp') center bottom / 100% auto no-repeat; }
@media (max-width: 980px) { .region-layout { grid-template-columns: 230px 1fr; gap: 20px; } .hero-home .hero-copy { min-height: 660px; } .service-layout { grid-template-columns: 1fr; } }
@media (max-width: 720px) { .region-layout { grid-template-columns: 1fr; gap: 22px; } .region-copy h2 br { display: none; } .region-section { padding: 32px 0; } .region-point { width: 24px; height: 24px; } .region-point::before { width: 6px; height: 6px; border-width: 1px; } .hero-home .hero-copy { min-height: 560px; padding-top: 0; } .hero-home .container { gap: 20px; } }
#region-title { scroll-margin-top: 175px; }
.stars { color: #8a692b; }

.loan-selections { background: #f0f1eb; }
.loan-selections details { border: 1px solid #dce0d5; background: #fff; border-radius: 14px; margin-top: 12px; padding: 0 22px; }
.loan-selections summary { cursor: pointer; list-style: none; padding: 20px 0; font-weight: 800; font-size: 13px; text-transform: uppercase; display: flex; justify-content: space-between; gap: 16px; }
.loan-selections summary::-webkit-details-marker { display: none; }
.loan-selections summary::after { content: ''; width: 14px; height: 14px; flex-shrink: 0; background: linear-gradient(#41684e,#41684e) center/14px 2px no-repeat,linear-gradient(#41684e,#41684e) center/2px 14px no-repeat; }
.loan-selections details[open] summary::after { background-size: 14px 2px,0 0; }
.loan-selections__links { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 16px 24px; padding: 10px 0 25px; }
.loan-selections__links a { color: var(--muted); font-size: 13px; }
.loan-selections__links a:hover, .loan-selections__links a[aria-current] { color: #287453; text-decoration: underline; text-underline-offset: 4px; }
@media(max-width:720px) { .loan-selections__links { grid-template-columns: repeat(2,minmax(0,1fr)); gap: 16px; } .loan-selections details { padding: 0 16px; } }

.footer { margin-top: 0; padding: 34px 0 20px; background: #202d26 url('../img/footer-pattern.svg') center/cover no-repeat; }
.footer__grid { gap: 22px; }
.footer .logo { font-size: 23px; }
.footer .logo img { width: 38px; height: 38px; }
.footer__grid p { font-size: 12px; margin: 7px 0; line-height: 1.5; }
.footer h4 { font-size: 13px; margin-bottom: 12px; }
.footer ul { gap: 6px; }
.footer li { font-size: 12px; line-height: 1.5; }
.footer__legal { border-top: 1px solid #ffffff18; padding-top: 14px; margin-top: 24px; }
.footer__legal small { margin-top: 6px; font-size: 11px; line-height: 1.55; color: #b8c3b9; }
@media(max-width:720px) { .footer__grid { grid-template-columns: 1fr 1fr; gap: 24px 18px; } .footer__grid > div:first-child { grid-column: 1/-1; } .footer__legal { margin-top: 20px; } }

.hero-home.hero-service .hero-copy { background-image: linear-gradient(180deg,#f5f4ef 0%,rgba(245,244,239,.97) 29%,rgba(245,244,239,.88) 47%,rgba(245,244,239,0) 68%),var(--service-image); min-height: 690px; }
.hero-service h1 { font-size: clamp(30px,3.4vw,44px); }
.hero-service .breadcrumbs { font-size: 11px; margin-bottom: 22px; }
@media(max-width:720px) { .hero-home.hero-service .hero-copy { min-height: 590px; } .hero-service h1 { font-size: 32px; } }

.article-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 24px; }
.article-card { overflow: hidden; border: 1px solid var(--line); border-radius: 20px; background: #fff; display: flex; flex-direction: column; }
.article-card img { width: 100%; aspect-ratio: 3/2; height: auto; object-fit: cover; }
.article-card__body { padding: 24px; display: flex; flex-direction: column; flex: 1; }
.article-card__body h2 { font-size: 21px; line-height: 1.35; letter-spacing: -.5px; }
.article-card__body p { font-size: 14px; color: var(--muted); line-height: 1.7; }
.article-read { margin-top: auto; padding-top: 14px; color: #287453; font-weight: 700; font-size: 13px; }
.article-card a:hover { color: #287453; }
.article-container { max-width: 880px; }
.article-container .sub { max-width: 760px; }
.article-body { overflow: hidden; background: #fff; border: 1px solid var(--line); border-radius: 22px; }
.article-photo { width: 100%; height: auto; aspect-ratio: 3/2; object-fit: cover; }
.article-prose { padding: 34px 42px; font-size: 16px; line-height: 1.85; }
.article-prose h2 { font-size: 26px; line-height: 1.3; margin: 30px 0 14px; letter-spacing: -.5px; }
.article-prose h2:first-child { margin-top: 0; }
.article-prose p, .article-prose li { color: #495348; }
.article-prose a { color: #21623f; text-decoration: underline; text-underline-offset: 3px; overflow-wrap: anywhere; }
.article-prose ul { padding-left: 22px; }
.article-prose .article-note { background: #f2f5e9; border-radius: 12px; padding: 18px; font-size: 13px; }
.article-prose .article-sources { border-top: 1px solid var(--line); padding-top: 18px; font-size: 13px; }
.article-bottom { display: flex; justify-content: space-between; gap: 14px; margin-top: 24px; }
@media(max-width:980px) { .article-grid { grid-template-columns: repeat(2,minmax(0,1fr)); } }
@media(max-width:600px) { .article-grid { grid-template-columns: 1fr; } .article-prose { padding: 24px 20px; font-size: 15px; } .article-prose h2 { font-size: 23px; } .article-bottom { flex-direction: column; } }